/* ===== ApuraCerto : design system ===== */
@font-face{font-family:"Lora";src:url(/assets/fonts/lora.woff) format("woff");font-weight:400 700;font-style:normal;font-display:swap}
@font-face{font-family:"Poppins";src:url(/assets/fonts/poppins-400.woff) format("woff");font-weight:400;font-style:normal;font-display:swap}
@font-face{font-family:"Poppins";src:url(/assets/fonts/poppins-500.woff) format("woff");font-weight:500;font-style:normal;font-display:swap}
@font-face{font-family:"Poppins";src:url(/assets/fonts/poppins-700.woff) format("woff");font-weight:700;font-style:normal;font-display:swap}
:root{
  --bg:#f3f6fb;--surface:#fff;--ink:#0c1b2e;--ink2:#3d4d63;--muted:#69788d;--line:#dde4ee;--line2:#e9eef5;
  --brand:#0a4d8c;--brand2:#1668b8;--brand-d:#072e57;--brand-t:#e5eef9;
  --gold:#fbc531;--gold-d:#8a6400;--cream:#fff9e3;
  --serif:"Lora",Charter,"Iowan Old Style","Sitka Text",Georgia,serif;
  --sans:"Poppins",system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;
  --r:18px;--sh:0 1px 2px rgba(12,27,46,.05),0 8px 24px rgba(12,27,46,.07);--sh2:0 2px 4px rgba(12,27,46,.06),0 18px 44px rgba(12,27,46,.14)
}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:84px}
body{margin:0;font-family:var(--sans);background:var(--bg);color:var(--ink);line-height:1.7;font-size:16px;-webkit-text-size-adjust:100%;-webkit-font-smoothing:antialiased}
a{color:var(--brand);text-underline-offset:3px}a:hover{color:var(--brand2)}
img,svg{max-width:100%}
:focus-visible{outline:3px solid var(--gold);outline-offset:2px;border-radius:6px}
.wrap{max-width:1200px;margin:0 auto;padding:0 24px}
.skip{position:absolute;left:-999px}.skip:focus{left:10px;top:10px;background:#fff;padding:8px 12px;z-index:99;border-radius:8px}
.ic{width:1.15em;height:1.15em;stroke:currentColor;fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round;flex:none;vertical-align:-.2em}
h1,h2,h3{font-family:var(--serif);font-weight:700;letter-spacing:-.012em;line-height:1.2;color:var(--ink)}

.topbar{background:var(--brand-d);color:#d0e0f2;font-size:.78rem;letter-spacing:.01em}
.topbar .wrap{display:flex;gap:6px 24px;justify-content:center;padding-top:8px;padding-bottom:8px;flex-wrap:wrap}
.topbar b{color:var(--gold);font-weight:500}
.hd{background:rgba(255,255,255,.95);backdrop-filter:saturate(1.4) blur(10px);-webkit-backdrop-filter:blur(10px);box-shadow:0 1px 0 var(--line);position:sticky;top:0;z-index:30}
.navbar{background:#fff;border-bottom:1px solid var(--line)}
.hd-in{display:flex;align-items:center;gap:18px;padding-top:11px;padding-bottom:11px}
.logo{display:flex;align-items:center;gap:11px;text-decoration:none;color:var(--ink);font-family:var(--sans);font-weight:700;font-size:1.32rem;letter-spacing:-.03em}
.logo svg{width:36px;height:36px;display:block;filter:drop-shadow(0 4px 8px rgba(10,77,140,.28))}
.logo em{font-style:normal;color:var(--brand)}
.hd-r{margin-left:auto;display:flex;gap:12px;align-items:center}
.srch{position:relative;width:min(340px,100%)}
.srch input{width:100%;border:1.5px solid var(--line);background:var(--surface);color:var(--ink);padding:10px 16px 10px 42px;border-radius:99px;font:inherit;font-size:.9rem;transition:border-color .15s,box-shadow .15s}
.srch input:focus{outline:none;border-color:var(--brand);box-shadow:0 0 0 4px rgba(10,77,140,.12)}
.srch>.ic{position:absolute;left:15px;top:50%;transform:translateY(-50%);color:var(--muted);pointer-events:none;width:1.05rem;height:1.05rem}
.srch-r{position:absolute;top:calc(100% + 8px);left:0;right:0;background:var(--surface);border:1px solid var(--line);border-radius:14px;box-shadow:var(--sh2);max-height:360px;overflow:auto;z-index:40;padding:6px}
.srch-r a{display:block;padding:10px 12px;text-decoration:none;color:var(--ink);font-size:.9rem;font-weight:500;border-radius:9px}
.srch-r a:hover,.srch-r a:focus{background:var(--brand-t)}.srch-r small{display:block;color:var(--muted);font-weight:400;font-size:.78rem}
.nav{display:flex;gap:4px;overflow-x:auto;scrollbar-width:none;padding:8px 0;margin:0 -10px}
.nav a{display:flex;align-items:center;gap:8px;white-space:nowrap;text-decoration:none;color:var(--ink2);font-size:.86rem;font-weight:500;padding:8px 13px;border-radius:10px}
.nav a:hover{background:var(--brand-t);color:var(--brand)}.nav a[aria-current]{background:var(--brand);color:#fff}.nav .ic{width:1rem;height:1rem}
@media(max-width:700px){.hd-in{gap:12px}.hd-r{flex:1;min-width:0}.srch{width:100%}.logo{font-size:1.12rem;gap:9px}.logo svg{width:30px;height:30px}.srch input{padding-left:38px;font-size:.85rem}.topbar .wrap span+span{display:none}.topbar .wrap{padding-top:6px;padding-bottom:6px}}

.btn{display:inline-flex;align-items:center;gap:8px;background:var(--brand);color:#fff;border:0;border-radius:12px;padding:12px 20px;font:inherit;font-weight:500;font-size:.9rem;cursor:pointer;text-decoration:none;transition:transform .15s,background .15s}
.btn:hover{background:var(--brand2);color:#fff;transform:translateY(-1px)}
.btn.gold{background:var(--gold);color:var(--brand-d)}.btn.gold:hover{background:#fdd35c;color:var(--brand-d)}
.arrow{transition:transform .15s}a:hover>.arrow,.btn:hover .arrow{transform:translateX(3px)}

.hero{position:relative;overflow:hidden;padding:64px 0 84px;background:radial-gradient(900px 420px at 88% -10%,rgba(251,197,49,.28),transparent 60%),radial-gradient(700px 400px at -5% 110%,rgba(22,104,184,.16),transparent 60%),var(--bg)}
.hero:before{content:"";position:absolute;inset:0;background-image:radial-gradient(rgba(10,77,140,.13) 1.2px,transparent 1.4px);background-size:26px 26px;-webkit-mask-image:linear-gradient(120deg,transparent 30%,#000 100%);mask-image:linear-gradient(120deg,transparent 30%,#000 100%);pointer-events:none}
.hero-g{position:relative;display:grid;grid-template-columns:minmax(0,1.15fr) minmax(0,.85fr);gap:64px;align-items:center}
.eyebrow{display:inline-flex;align-items:center;gap:10px;background:var(--surface);border:1px solid var(--line);color:var(--brand);font-size:.78rem;font-weight:500;padding:6px 14px;border-radius:99px;box-shadow:0 1px 2px rgba(0,0,0,.04)}
.eyebrow i{width:8px;height:8px;border-radius:50%;background:var(--gold);box-shadow:0 0 0 4px rgba(251,197,49,.3)}
.hero h1{font-size:clamp(2.3rem,5.2vw,3.9rem);line-height:1.07;margin:20px 0 18px;letter-spacing:-.025em}
.mark{background:linear-gradient(transparent 64%,rgba(251,197,49,.6) 64%);padding:0 .06em;color:var(--brand-d)}
.hero p.lead{font-size:1.1rem;color:var(--ink2);max-width:34em;margin:0 0 28px}
.hero .srch{width:min(560px,100%)}.hero .srch input{padding:17px 22px 17px 52px;font-size:1rem;border-radius:16px;box-shadow:var(--sh);border-color:transparent}
.hero .srch>.ic{left:20px;width:1.2rem;height:1.2rem;color:var(--brand)}
.quick{display:flex;flex-wrap:wrap;gap:8px;margin-top:18px;align-items:center;font-size:.84rem;color:var(--muted)}
.quick a{text-decoration:none;background:rgba(255,255,255,.85);border:1px solid var(--line);color:var(--ink);padding:6px 13px;border-radius:99px;font-weight:500}
.quick a:hover{border-color:var(--brand);color:var(--brand)}
@media(max-width:900px){.live-w{margin-right:16px;margin-bottom:16px}.hero-g{grid-template-columns:1fr;gap:48px}.hero{padding:44px 0 60px}}

.live-w{position:relative}
.live-w:before{content:"";position:absolute;inset:16px -16px -16px 16px;border-radius:28px;background:linear-gradient(145deg,var(--brand),var(--brand-d))}
.live{position:relative;z-index:1;background:var(--surface);border-radius:24px;padding:26px;box-shadow:var(--sh2);border:1px solid var(--line2)}
.live-h{display:flex;justify-content:space-between;align-items:center;font-size:.74rem;font-weight:500;color:var(--muted);text-transform:uppercase;letter-spacing:.08em}
.live-h span{display:flex;align-items:center;gap:8px}.live-h i{width:8px;height:8px;border-radius:50%;background:#2fbf71;box-shadow:0 0 0 4px rgba(47,191,113,.2)}
.live label{display:block;margin-top:20px;font-weight:500;font-size:.88rem;color:var(--ink2)}
.live-v{font-family:var(--serif);font-weight:700;font-size:2.4rem;letter-spacing:-.02em;line-height:1.15;margin:2px 0 8px}
.live input[type=range]{width:100%;-webkit-appearance:none;appearance:none;height:8px;border-radius:99px;background:linear-gradient(90deg,var(--brand) var(--p,30%),var(--line2) var(--p,30%));outline-offset:8px}
.live input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:26px;height:26px;border-radius:50%;background:var(--gold);border:4px solid #fff;box-shadow:0 2px 8px rgba(0,0,0,.3);cursor:pointer}
.live input[type=range]::-moz-range-thumb{width:20px;height:20px;border-radius:50%;background:var(--gold);border:4px solid #fff;box-shadow:0 2px 8px rgba(0,0,0,.3);cursor:pointer}
.seg{display:inline-flex;background:var(--bg);border-radius:12px;padding:4px;margin-top:18px}
.seg button{border:0;background:transparent;font:inherit;font-weight:500;font-size:.82rem;padding:8px 16px;border-radius:9px;color:var(--ink2);cursor:pointer}
.seg button[aria-pressed=true]{background:var(--surface);color:var(--brand);box-shadow:0 1px 3px rgba(0,0,0,.12)}
.live-res{margin-top:20px;padding:18px 20px;border-radius:16px;background:linear-gradient(150deg,var(--brand),var(--brand-d));color:#fff;display:flex;justify-content:space-between;align-items:flex-end;gap:12px}
.live-res small{display:block;opacity:.8;font-size:.78rem;line-height:1.4}
.live-res b{font-family:var(--serif);font-size:2rem;line-height:1.1;color:var(--gold)}
.live-s{display:flex;justify-content:space-between;font-size:.85rem;color:var(--muted);margin-top:14px;flex-wrap:wrap;gap:6px}.live-s b{color:var(--ink)}
.live a.more{display:flex;align-items:center;gap:8px;margin-top:16px;font-weight:500;font-size:.9rem;text-decoration:none}

.stats{background:var(--brand-d);color:#fff}
.stats .wrap{display:grid;grid-template-columns:repeat(4,1fr);gap:8px}
.stat{padding:30px 18px;text-align:center;border-right:1px solid rgba(255,255,255,.1)}.stat:last-child{border:0}
.stat b{display:block;font-family:var(--serif);font-size:2.3rem;color:var(--gold);line-height:1.1}.stat span{font-size:.84rem;color:#b9cde4}
@media(max-width:700px){.stats .wrap{grid-template-columns:repeat(2,1fr)}.stat{border-right:0;border-bottom:1px solid rgba(255,255,255,.1);padding:20px 8px}}

.sec{padding:72px 0}.sec.alt{background:var(--surface);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.sec-h{max-width:640px;margin-bottom:34px}.sec-h h2{font-size:clamp(1.7rem,3.4vw,2.4rem);margin:10px 0 10px}
.sec-h p{margin:0;color:var(--ink2)}.kick{font-size:.76rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--gold-d)}
.cards{display:grid;grid-template-columns:repeat(auto-fill,minmax(250px,1fr));gap:18px}
.card{display:flex;flex-direction:column;gap:10px;background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:24px;text-decoration:none;color:var(--ink);box-shadow:var(--sh);transition:transform .18s,box-shadow .18s,border-color .18s}
.card:hover{transform:translateY(-4px);box-shadow:var(--sh2);border-color:var(--brand2);color:var(--ink)}
.card .tile{width:48px;height:48px;border-radius:14px;display:grid;place-items:center;background:var(--brand-t);color:var(--brand)}.card .tile .ic{width:24px;height:24px}
.card h3{font-size:1.14rem;margin:6px 0 0}.card p{margin:0;color:var(--ink2);font-size:.86rem;line-height:1.55;flex:1}
.card .go{display:flex;align-items:center;gap:7px;color:var(--brand);font-weight:500;font-size:.85rem}
.card .ck{font-size:.72rem;font-weight:500;color:var(--muted);text-transform:uppercase;letter-spacing:.07em}
.cat-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.cat{background:var(--bg);border:1px solid var(--line);border-radius:22px;padding:28px}
.cat-h{display:flex;align-items:center;gap:14px;margin-bottom:10px}
.cat-h .tile{width:46px;height:46px;border-radius:14px;display:grid;place-items:center;background:var(--brand);color:#fff}.cat-h .tile .ic{width:22px;height:22px}
.cat-h h3{margin:0;font-size:1.2rem}.cat-h small{color:var(--muted);font-size:.78rem}
.cat p{font-size:.86rem;color:var(--ink2);margin:0 0 14px;line-height:1.55}
.cat ul{list-style:none;margin:0 0 14px;padding:0}.cat li{border-top:1px solid var(--line)}
.cat li a{display:flex;justify-content:space-between;align-items:center;gap:8px;padding:10px 0;text-decoration:none;color:var(--ink);font-weight:500;font-size:.9rem}
.cat li a:hover{color:var(--brand)}.cat li a .ic{color:var(--muted);width:1rem;height:1rem}
.cat .all{font-weight:500;font-size:.86rem;text-decoration:none;display:inline-flex;gap:7px;align-items:center}
@media(max-width:1000px){.cat-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:640px){.cat-grid{grid-template-columns:1fr}.sec{padding:52px 0}}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;counter-reset:s}
.step:before{counter-increment:s;content:"0" counter(s);font-family:var(--serif);font-size:3.4rem;font-weight:700;color:var(--gold);line-height:1;display:block;margin-bottom:10px}
.step h3{font-size:1.2rem;margin:0 0 6px}.step p{margin:0;color:var(--ink2);font-size:.92rem}
@media(max-width:800px){.steps{grid-template-columns:1fr}}
.trust{display:grid;grid-template-columns:1.1fr .9fr;gap:40px;align-items:center}
.pills{display:flex;flex-wrap:wrap;gap:10px}.pills span{background:var(--brand-t);color:var(--brand-d);border-radius:99px;padding:8px 16px;font-weight:500;font-size:.85rem}
@media(max-width:800px){.trust{grid-template-columns:1fr}}
.cta{background:linear-gradient(135deg,var(--brand) 0%,var(--brand-d) 100%);color:#fff;border-radius:28px;padding:48px;display:flex;justify-content:space-between;align-items:center;gap:28px;flex-wrap:wrap;position:relative;overflow:hidden}
.cta:after{content:"";position:absolute;right:-60px;top:-60px;width:240px;height:240px;border-radius:50%;background:rgba(251,197,49,.2)}
.cta h2{color:#fff;margin:0 0 8px;font-size:clamp(1.5rem,3vw,2.1rem)}.cta p{margin:0;color:#d0e0f2;max-width:34em}.cta .btn{position:relative;z-index:1}
@media(max-width:600px){.cta{padding:30px 22px}}

.phead{background:linear-gradient(180deg,#e6eef8 0%,var(--bg) 100%);padding:22px 0 48px}
.crumbs{font-size:.82rem;color:var(--muted);margin-bottom:18px}.crumbs a{color:var(--muted);text-decoration:none}.crumbs a:hover{color:var(--brand);text-decoration:underline}.crumbs .sep{margin:0 8px;opacity:.6}
.pill{display:inline-flex;align-items:center;gap:8px;background:var(--surface);border:1px solid var(--line);border-radius:99px;padding:5px 14px 5px 10px;font-size:.78rem;font-weight:500;color:var(--brand);text-decoration:none}.pill:hover{border-color:var(--brand)}
h1.t{font-size:clamp(1.9rem,4.4vw,3rem);margin:14px 0 12px;max-width:20em}
.lead{color:var(--ink2);font-size:1.06rem;max-width:44em;margin:0}
.facts{display:flex;flex-wrap:wrap;gap:8px 22px;margin-top:20px;font-size:.82rem;color:var(--ink2);font-weight:500}
.facts span{display:flex;align-items:center;gap:7px}.facts .ic{color:var(--brand2);width:1rem;height:1rem;stroke-width:2.4}
.pg{display:grid;grid-template-columns:minmax(0,1fr) 330px;gap:36px;padding-top:0;padding-bottom:72px;margin-top:-24px;position:relative}
@media(max-width:1020px){.pg{grid-template-columns:minmax(0,1fr)}}

.calc{background:var(--surface);border:1px solid var(--line);border-radius:24px;box-shadow:var(--sh2);overflow:hidden}
.calc-top{display:flex;justify-content:space-between;align-items:center;padding:14px 26px;background:var(--bg);border-bottom:1px solid var(--line);font-size:.74rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--brand)}
.calc-top .tag{background:var(--gold);color:var(--brand-d);border-radius:99px;padding:3px 12px;letter-spacing:.03em;text-transform:none;font-weight:500;font-size:.76rem}
.calc-body{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,1fr)}
@media(max-width:760px){.calc-body{grid-template-columns:minmax(0,1fr)}}
.frm{padding:28px 26px}.frm .f{margin-bottom:18px}
.frm label{display:block;font-weight:500;font-size:.86rem;margin-bottom:6px;color:var(--ink)}
.frm .h{font-size:.78rem;color:var(--muted);margin-top:5px;line-height:1.45}
.frm input[type=text],.frm select{width:100%;padding:13px 14px;border:1.5px solid var(--line);border-radius:12px;font:inherit;font-size:.98rem;font-weight:500;background:#fbfcfe;color:var(--ink);font-variant-numeric:tabular-nums;transition:border-color .15s,box-shadow .15s,background .15s}
.frm select{appearance:none;-webkit-appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='14' height='14' fill='none' stroke='%236a7a74' stroke-width='2.2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m3 5 4 4 4-4'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 14px center;padding-right:38px}
.frm input:focus,.frm select:focus{border-color:var(--brand);outline:none;background:#fff;box-shadow:0 0 0 4px rgba(10,77,140,.12)}
.inp{position:relative}.inp input{padding-right:62px!important}.inp span{position:absolute;right:14px;top:50%;transform:translateY(-50%);color:var(--muted);font-size:.82rem;font-weight:500;pointer-events:none}
.chk{display:flex;gap:12px;align-items:flex-start;background:#fbfcfe;border:1.5px solid var(--line);border-radius:12px;padding:12px 14px}
.chk input{width:20px;height:20px;margin-top:2px;accent-color:var(--brand);flex:none}.chk label{margin:0;font-weight:500;cursor:pointer}
.res{position:relative;overflow:hidden;color:#fff;padding:30px 28px;display:flex;flex-direction:column;gap:16px;background:linear-gradient(165deg,#1668b8 0%,var(--brand) 38%,var(--brand-d) 100%)}
.res:before{content:"";position:absolute;right:-70px;top:-70px;width:220px;height:220px;border-radius:50%;background:radial-gradient(circle,rgba(251,197,49,.32),transparent 70%)}
.res:after{content:"";position:absolute;left:0;top:34px;width:5px;height:64px;background:var(--gold);border-radius:0 4px 4px 0}
.res>*{position:relative;z-index:1}
.res-l{font-size:.86rem;color:#d3e4f6;font-weight:500}
.res-v{font-family:var(--serif);font-size:clamp(2.2rem,5vw,3.1rem);font-weight:700;letter-spacing:-.02em;line-height:1.08;font-variant-numeric:lining-nums tabular-nums;word-break:break-word;color:#fff}
.res dl{margin:4px 0 0;display:grid}.res dl div{display:flex;justify-content:space-between;gap:16px;padding:10px 0;border-top:1px solid rgba(255,255,255,.14);font-size:.86rem}
.res dt{color:#d3e4f6}.res dd{margin:0;font-weight:500;text-align:right;font-variant-numeric:tabular-nums}
.res .st{background:rgba(251,197,49,.14);margin:6px -12px 0;padding:11px 12px;border-radius:10px;border:0}.res .st dt,.res .st dd{color:var(--gold);font-weight:700}
.res .err{background:rgba(255,255,255,.12);padding:14px 16px;border-radius:12px;font-size:.92rem}
.res .nt{font-size:.78rem;color:#b9cde4;line-height:1.5;margin:0}
.acts{display:flex;flex-wrap:wrap;gap:8px;margin-top:auto;padding-top:6px}
.acts button{display:inline-flex;align-items:center;gap:7px;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.22);color:#fff;border-radius:10px;padding:8px 13px;font:inherit;font-size:.8rem;font-weight:500;cursor:pointer}
.acts button:hover{background:rgba(255,255,255,.22)}.acts .ic{width:.95rem;height:.95rem}
.tbw{max-width:100%;overflow-x:auto;-webkit-overflow-scrolling:touch;border:1px solid var(--line);border-radius:14px;background:var(--surface);margin-top:20px}
table{border-collapse:collapse;width:100%;font-size:.88rem;font-variant-numeric:tabular-nums}
th,td{padding:11px 16px;text-align:right;border-bottom:1px solid var(--line2);white-space:nowrap}th:first-child,td:first-child{text-align:left}
th{background:var(--bg);font-size:.74rem;text-transform:uppercase;letter-spacing:.06em;color:var(--ink2);font-weight:700}tr:last-child td{border-bottom:0}
.disc{display:flex;gap:12px;font-size:.8rem;color:var(--ink2);margin:18px 0 0;padding:14px 16px;background:var(--cream);border:1px solid #f3e2a0;border-radius:14px;line-height:1.55}
.disc .ic{color:var(--gold-d);margin-top:2px}
.ad{margin:22px 0;min-height:90px;border:1px dashed var(--line);border-radius:14px;display:grid;place-items:center;color:var(--muted);font-size:.72rem;letter-spacing:.1em;text-transform:uppercase;background:rgba(255,255,255,.5)}

.art{background:var(--surface);border:1px solid var(--line);border-radius:24px;padding:40px 44px;margin-top:30px;box-shadow:var(--sh)}
.by{display:flex;flex-wrap:wrap;gap:6px 18px;align-items:center;font-size:.8rem;color:var(--muted);padding-bottom:18px;margin-bottom:26px;border-bottom:1px solid var(--line2)}
.by b{color:var(--ink);font-weight:500}.by .av{width:30px;height:30px;border-radius:50%;background:var(--brand);color:var(--gold);display:grid;place-items:center;font-weight:700;font-size:.8rem}
.art h2{font-size:1.65rem;margin:2em 0 .6em;scroll-margin-top:84px}.art .by+h2,.art .toc-m+h2{margin-top:0}
.art h3{font-size:1.15rem;margin:1.5em 0 .4em}.art p,.art li{max-width:68ch;color:#243245}.art ul,.art ol{padding-left:1.3em}.art li{margin:.3em 0}.art strong{color:var(--ink)}
.ex{background:var(--cream);border:1px solid #f3e2a0;border-left:5px solid var(--gold);border-radius:14px;padding:18px 22px;margin:22px 0;font-size:.95rem}
.art .tbw{margin:20px 0}
.faq{margin-top:2.4em}.faq h2{margin-top:0!important}
.faq details{border:1px solid var(--line);border-radius:14px;margin:10px 0;background:var(--bg)}.faq details[open]{background:#fff;border-color:var(--brand2)}
.faq summary{cursor:pointer;font-weight:500;padding:16px 52px 16px 20px;list-style:none;position:relative}.faq summary::-webkit-details-marker{display:none}
.faq summary:after{content:"";position:absolute;right:20px;top:50%;width:9px;height:9px;border-right:2.2px solid var(--brand);border-bottom:2.2px solid var(--brand);transform:translateY(-70%) rotate(45deg);transition:transform .2s}
.faq details[open] summary:after{transform:translateY(-30%) rotate(225deg)}.faq p{margin:0;padding:0 20px 18px;color:var(--ink2)}
.src{margin-top:2em;padding:18px 20px;background:var(--brand-t);border-radius:14px;font-size:.86rem;color:var(--brand-d)}.src a{color:var(--brand-d);font-weight:500}
.toc-m{display:none;background:var(--bg);border:1px solid var(--line);border-radius:14px;padding:12px 16px;margin-bottom:22px;font-size:.9rem}
.toc-m summary{font-weight:500;cursor:pointer}.toc-m ol{margin:10px 0 2px;padding-left:1.2em}.toc-m a{text-decoration:none;color:var(--ink2)}
@media(max-width:1020px){.toc-m{display:block}.side .toc{display:none}}
@media(max-width:600px){.art{padding:26px 20px;border-radius:20px}.frm{padding:22px 18px}.res{padding:26px 20px}}

.side{display:flex;flex-direction:column;gap:18px;align-self:start;padding-top:30px}
@media(min-width:1021px){.side{position:sticky;top:92px;max-height:calc(100vh - 110px);overflow:auto;scrollbar-width:thin;padding-top:30px;margin-top:-30px}}
.box{background:var(--surface);border:1px solid var(--line);border-radius:18px;padding:20px 22px;box-shadow:var(--sh)}
.box h2{font-family:var(--sans);font-size:.72rem;font-weight:700;text-transform:uppercase;letter-spacing:.1em;color:var(--muted);margin:0 0 8px}
.box ul{list-style:none;margin:0;padding:0}.box li{border-top:1px solid var(--line2)}.box li:first-child{border:0}
.box a{display:flex;align-items:center;gap:9px;padding:9px 0;text-decoration:none;color:var(--ink);font-size:.88rem;font-weight:500;line-height:1.35}
.box a:hover{color:var(--brand)}.box a[aria-current]{color:var(--brand);font-weight:700}
.toc li{border:0}.toc a{color:var(--ink2);font-weight:400;padding:7px 0 7px 14px;border-left:2px solid var(--line)}.toc a.on{border-left-color:var(--brand);color:var(--brand);font-weight:500}
.box.promo{background:linear-gradient(150deg,var(--brand),var(--brand-d));color:#fff;border:0}.box.promo h2{color:var(--gold)}.box.promo p{margin:0 0 12px;font-size:.86rem;color:#d0e0f2}

.more{margin-top:40px}.more h2{font-size:1.5rem;margin:0 0 18px}
.ft{background:var(--brand-d);color:#b9cde4;padding:64px 0 26px;font-size:.88rem}
.ft a{color:#e8f0fa;text-decoration:none}.ft a:hover{color:var(--gold);text-decoration:underline}
.ft-g{display:grid;grid-template-columns:1.5fr repeat(4,1fr);gap:34px;margin-bottom:40px}
.ft h3{font-family:var(--sans);color:#fff;font-size:.78rem;text-transform:uppercase;letter-spacing:.1em;margin:0 0 14px}.ft ul{list-style:none;margin:0;padding:0}.ft li{padding:4px 0}
.ft .logo{color:#fff}.ft .logo em{color:var(--gold)}.ft .brand p{margin:14px 0 0;max-width:26em;line-height:1.6}
.ft .cp{border-top:1px solid rgba(255,255,255,.13);padding-top:22px;font-size:.78rem;color:#93a9c4;line-height:1.6}
@media(max-width:900px){.ft-g{grid-template-columns:1fr 1fr}.ft .brand{grid-column:1/-1}}
.leg h2{font-size:1.25rem;margin-top:1.6em}
.hero.small{padding:48px 0}
@media(prefers-reduced-motion:reduce){*{transition:none!important}html{scroll-behavior:auto}}
@media print{.topbar,.hd,.side,.ft,.acts,.srch,.more,.cta,.nav,.ad{display:none}.pg{display:block;margin:0}.res{background:#fff!important;color:#000}.res *{color:#000!important}.calc,.art{box-shadow:none}}

/* contact */
.contact-g{display:grid;grid-template-columns:minmax(0,1.5fr) minmax(0,.8fr);gap:32px;align-items:start}
@media(max-width:900px){.contact-g{grid-template-columns:minmax(0,1fr)}}
.cform{background:var(--surface);border:1px solid var(--line);border-radius:24px;padding:34px;box-shadow:var(--sh2)}
.cform h2{font-size:1.5rem;margin:0 0 4px}.cform>p.sub{margin:0 0 24px;color:var(--ink2);font-size:.92rem}
.cf-row{display:grid;grid-template-columns:1fr 1fr;gap:0 18px}@media(max-width:620px){.cf-row{grid-template-columns:1fr}.cform{padding:24px 18px}}
.cf{margin-bottom:18px}.cf label{display:block;font-weight:500;font-size:.86rem;margin-bottom:6px}.cf label small{font-weight:400;color:var(--muted)}
.cf .req{color:#b3261e}
.cf input[type=text],.cf input[type=email],.cf input[type=tel],.cf textarea{width:100%;padding:13px 14px;border:1.5px solid var(--line);border-radius:12px;font:inherit;font-size:.98rem;background:#fbfcfe;color:var(--ink);transition:border-color .15s,box-shadow .15s,background .15s}
.cf textarea{min-height:170px;resize:vertical;line-height:1.6}
.cf input:focus,.cf textarea:focus{border-color:var(--brand);outline:none;background:#fff;box-shadow:0 0 0 4px rgba(10,77,140,.12)}
.cf .h{font-size:.78rem;color:var(--muted);margin-top:5px}
.cform .chk{margin-bottom:18px}.cform .chk label{font-size:.84rem;font-weight:400;line-height:1.5}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.cstatus{display:none;border-radius:12px;padding:13px 16px;font-size:.92rem;margin-bottom:16px;line-height:1.5}
.cstatus.ok{display:block;background:var(--brand-t);color:var(--brand-d);border:1px solid #c2d8ef}
.cstatus.err{display:block;background:#fdecea;color:#7a1710;border:1px solid #f3c1bc}
.cform .btn[disabled]{opacity:.65;cursor:wait}
.cinfo{display:flex;flex-direction:column;gap:18px}
.cinfo .box li{padding:0;border:0}.cinfo .box li span{display:flex;gap:10px;padding:8px 0;font-size:.9rem;color:var(--ink2);line-height:1.5}
.cinfo .box li .ic{color:var(--brand2);margin-top:3px}